Determinants Of Ability And Willingness To Pay National Health Insurance Contributions To Traders At Losari Beach

Abstract

Ability to pay and willingness to pay the contributions are factors that play an important role in the health financing system. The purpose of this study was to determine the determinants of ability to pay and willingness to pay health insurance contributions to street vendors at Losari Beach. This research is a quantitative research with a cross sectional approach. The total sample is 96 people with purposive sampling technique, while data analysis uses chi square and multiple logistic regression test. This research was conducted at Losari Beach, Makassar City. The results showed that there was a relationship between family income (p = 0.000), number of family members (p = 0.000), disease history (p = 0.000), and satisfaction with health services (p = 0.000) on willingness to pay health insurance contributions. And there is also a relationship between family income (p = 0.001) and satisfaction with health services on the ability to pay health insurance contributions. . The results of the multivariate test showed that satisfaction with health services was the most influential factor on the ability to pay contributions = 3,410 (95% CI 4,631 - 197,651) and willingness to pay contributions = 2,598 (95% CI 4,505 - 38,535). It is hoped that the research results can be used as a reference for determining the amount of health insurance contributions by considering factors that affect the willingness and ability to pay national health insurance contributions in the community.