Main Article Content
This paper examined the theoretical issues in housing affordability, quality and satisfaction in Ekiti –State, Nigeria. Housing gives shelter meaning to its dwellers and it is mostcostly of the family’s expenditures. The dwelling quality and choice of the community or neighbourhood environment determines the amount a household is able or willing to pay for it. Through exhaustive literature review on the concept of affordability, efforts were made to review the theoretical and conceptual views from different authors by defining affordability in housing terms, ethical, economical, sociological and political contexts. This study employed primary method of data collection with the use of structured questionnaires that covered paramount issues relating to housing affordability, quality and satisfaction which were administered randomly at the selected residential environments. Six (6) geopolitical zones were identified in Ekiti-state, out of which Two (2) Local Government Areas were selected randomly from each of the (6) geopolitical zones of the state. Total numbers of 68 Questionnaires were administered systematically to the respondents. Information was collected, collated and analyzed using univariate linear model. The results revealed that respondents of different socio-economic characteristics (income levels) can actually afford their various houses (rent, built or maintenance) because they expended only 10-20% of their income on housing. However respondents were found not satisfied with the quality of housing and the residential environment they live in. This study therefore helps to develop a Theoretical framework that can inform policy on affordable housing in Ekiti State.