Temporal Analysis Of Loan Assets Of Indian Banks From 1997-98 To 2019-20-A Study

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Menedhal Manjunath Shankrappa , N S Viswanath


The present study has made a comprehensive attempt to examine the assets and loans by their type and categories. The study has revealed blatantly the declining position of Public Sector Banks followed by capturing its position by Private Sector Banks in India. The performance of Private Sector Banks and All Scheduled Commercial Banks is of sporadic increase followed by uncertainty. Foreign Sector banks are performing consistently well, although their share is relatively less when compared with banks in India. There is a need to restructure the banking system toward more stability followed by growth with equity for the smooth transition of paradigm shift from the public to the private sector of the Indian banks.

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